Online consumer advice to save you money
As a consumer, it can be difficult to know which product is going to be the best buy, no matter whether you are looking at white goods, groceries, insurance or anything else. Being well informed before you buy can help you make better choices, and get more value for your money, but where can you find the information you need to help you make the right decision? Researching online can be a great way to find product reviews and information, but with many sites just interested in getting you to buy their products, how do you know which sites to trust? To help you out, here is a list of five unbiased, reputable websites, which can help you to become better informed about the products you are looking to purchase:
1. Choice offers articles, product reviews and information on everything from computer equipment to cleaning products. In addition to reviewing consumer products, Choice also has comparisons of insurance products, electricity providers and information about food labelling and beauty products. Some of the information on the site is public, but to access all the reviews and information you will need to subscribe for $1.91 per week.
2. If you want to save money on your broadband internet costs then Whirlpool is a great site to look at. It also has a great wealth of information on technological products and electrical goods through its discussion forum, which is free to access and view. As well as information about products and services, Whirlpool has a lot of helpful resources for the less technologically savvy among us.
3. The Insurance Council of Australia is a fantastic, free to use site for anyone who is looking for information and advice on buying insurance. The consumer section of the site has simple and straightforward explanations about the different types of insurance available, and the legal obligations for insurers.
4. For general information about consumer issues, as well as tips for saving money on every day expenses such as petrol and groceries, the Australian Competition and Consumer Commission (ACCC) is an excellent resource. This government run site has up to date information about consumer issues as well as factsheets to help you understand your rights. There is also specific product information on real estate, telephone services and cars to help you if you are planning on making a purchase.
5. Scamwatch is another site run by the Australian government to help consumers avoid becoming victims of fraud. This site has information about how to recognise potential scams, and advice to help you tell whether a company or person is reputable or not. Unfortunately, many disreputable companies target seniors, so it is a good idea to be well informed.
Make sure you take your time when you’re doing your research, and once you have decided on the product you want to buy, use the internet to shop around for the best deal.
You have spent your life working so that you can enjoy your retirement. Make the most of your time and your money by becoming as well informed as possible before making any major purchases.